Your Credit Isn’t Bad…
It’s Incomplete.
Most people think paying bills is enough. But without 5–7 positive revolving accounts, your profile is considered thin and lenders don’t fund thin profiles
Why Most People Get Denied
A 680 is enough to get approved or so you'd think. Banks care about structure, and if your profile is thin, you're getting denied regardless of your score.
Here's what a strong profile actually requires:
5–7 positive revolving accounts
Low utilization
Proper account age
Clean reporting history
If you only have one card or a closed auto loan, you don't have bad credit you have a thin profile. And thin profiles don't get approvals.
The Advice You Followed Made It Worse
The Mistake They're Making
You're Not Building Credit. You're Breaking It.
Most people apply for cards they don't qualify for, stack up hard inquiries, open the wrong accounts, and max out what little credit they have all while thinking they're making progress. Every move made without a strategy is a move that costs you.
The Root Cause
The System Was Never Explained to You.
Utilization ratios. Account age. Credit mix. Inquiry windows. Nobody sat you down and walked you through how any of this actually works not your bank, not your school, not your parents. So you're left guessing. And guessing is expensive.
The Turn (Hope)
That Changes Today.
You don't need to figure this out through trial and error anymore. There's a clear, proven path to building a credit profile that actually opens doors and it starts with understanding the rules of the game. We're going to show you exactly how it's done.
Find the Right Program for You
Credit & Capital Foundation
$500
Full credit profile audit
Customized dispute strategy (collections, late payments, evictions, repos)
Step-by-step credit rebuilding education
Guidance on building 5–7 positive revolving accounts
Credit monitoring setup walkthrough
Utilization + inquiry management strategy
Basic funding roadmap (how to prepare for business capital)
Access to educational resources/classes
Email/text support (set response timeframe expectations)
One payment. Lifetime access
Monthly Credit Strategy Coaching
$99/M
Everything in Credit & Capital Foundation Program
Same program, same results, same full access
Designed for those who prefer a flexible monthly payment over a one-time investment
Monthly recurring payment
Credit to Capital Blueprint
Everything in the $500 program
Advanced funding strategy (personal + business credit stacking blueprint)
Bureau-pull strategy training (how to leverage highest score)
Multi-card application sequencing (minimize inquiries)
Entity structuring guidance (LLC setup, compliance positioning)
Business credit buildout roadmap (Net 30 → major vendors → bank lines)
Live mentorship calls (define frequency)
Private community access (if applicable)
Application walkthrough support
Capital allocation strategy (what to do with funding once approved)
Scaling & reinvestment blueprint
The last program you'll ever need
About Me
Jasmine Baker Credit Expert. Business Mentor. Six-Figure Entrepreneur.
Jasmine Baker helps everyday people fix their credit, secure funding, and build profitable digital brands with the tools, receipts, and blueprint to back it up.
With 58+ homeowners mentored and millions in collections removed, she's turned her own six-figure success in the credit and financial education industry into a mission: helping others Boss Up mentally, financially, and generationally.
Inside her programs and community, you'll learn how to master personal and business credit, structure your business the right way, launch digital products that generate passive income, and leverage funding to build a life you never need a vacation from.
Real strategies. Real results. One smart move at a time.
Let's turn your goals into a game plan.
This Is Bigger Than Credit.
This is about what that number unlocks approvals, property, capital, and the kind of financial leverage that changes not just your life, but the ones that come after you.
Get approved when it matters most
Buy the property you've been waiting on
Qualify for the capital to fund your vision
Build business leverage that compounds over time
Break the financial cycles your family never could
Credit isn't a score. It's power.
Frequently Asked Questions
Everything you need to know before getting started
Can't I just dispute things myself?
You can — but without understanding credit structure, utilization, account mix, and timing, most people stay stuck or make things worse. This program gives you the strategy and education to do it right.
Is this only for people with bad credit?
Not at all. This program is built for anyone serious about financial leverage — including those with thin profiles, mid 600 scores, people rebuilding, and entrepreneurs who need funding.
I have a mid 600 score, do I still need this?
Yes. A mid 600 score means you're close but still getting denied. Without the right account structure and strategy, that score won't move you forward. This program shows you exactly what's missing.
I'm an entrepreneur, is this relevant to me?
Absolutely. Securing business funding starts with your personal credit profile. If your structure isn't right, lenders won't approve you regardless of your business idea. This program is specifically built to help entrepreneurs get funding-ready.
The Blueprint You've Been Looking For Is Right Here.
If you're tired of being denied, tired of the confusion, and ready to stop guessing and finally learn the blueprint to building a powerful, fundable profile the right way
Click below and get started now.
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